Continuing Education
CLF provides CE courses, approved for one hour of Minnesota insurance continuing education.
For Whom The Bell Tolls: asset titling, beneficiary designations and probate avoidance, addressing much of what is discussed above.
Maximizing the Community Spouses Standard of Living:
course is designed to assist advisers in addressing the often
misunderstood Medical Assistance rules as they relate to
ethically sheltering assets when one spouse is in need of Long
Term Care Services, i.e., nursing home. Advisers will
learn how the asset and income calculations work, the effect of
pre-nuptial agreements, and most importantly, the authorized and
acceptable ways in which to “spend down” assets in excess of the
allowable limits. With current estimates suggesting that 40% or
more of boomers will fall into this category, this is “must see”
material for serious advisers.